The only time I had the same name problem was at a video store. I tried renting a movie and the clerk, who was a classmate of mine, told me I owed money and that I had a bunch of movies out.
I told him I never rented anything there before. Apparently in the same town, there was someone with my exact name (thanks dad for such a generic name).
It was strange because no one in that area spells it the same way(which is why he didn’t believe me). Anyways, I asked him to check the age of the person, since he refused to believe me.
Turns out that person was about 20 years older than I was, so that got it straightened out, and I needed to add my middle initial to every account I opened in that town.
I’ve had to report several bits of wrong info on my credit report. In previous years, reporting did nothing. It stayed. But I found that since I filed the ID theft report, the things I’ve reported recently have finally been removed. Thank goodness, because it showed addresses around the country I’ve never lived in, and because of that, those security questions you get when you try to check your credit report, I kept getting them wrong.